Platform
Everything a lender needs to screen a loan file
From the first upload to the final report, and the dashboards that show how your whole book is doing.
TodayLive
Files screened · Green81%
Features
Fourteen parts, one platform
Lender setup
- Each bank or NBFC with its own branches
- Roles: maker, checker, FCU manager, admin
- Two-factor sign-in and a full activity record
Products and policy
- Seven loan products ready to use
- A document checklist for each product, with must-have and conditional documents
- Your own FOIR, LTV, DSCR and income limits
File intake
- Upload many documents at once, or photos from a phone
- Each document recognised and read automatically
- Missing documents flagged straight away
Trigger engine
- Checks on every document type
- Identity, business, property and vehicle verified at source
- Tampering detection and cross-document matching
Cross-file fraud checks
- Mobile, email, address and bank account reuse
- The same document on another file
- Sourcing channels with unusually high Red rates
Risk score and sampling
- Green, Amber or Red for every file
- Severity on every flag
- Field visits only where the findings call for one
FCU workspace
- A queue of flags, assigned to people
- Notes and evidence on each flag
- Closing or waiving needs a reason and a checker
Reports
- Screening report for every file
- Sampling report for field teams
- Download as PDF or send to your system
CMA module
- CMA Forms I to VI from the financials
- MPBF, drawing power and key ratios
- Projections ready for appraisal
Field verification
- Assign a visit to an agent
- Geo-tagged photos from the agent's phone
- Visit findings added to the file
Dashboards
- Daily volumes and turnaround time
- Flags by type, product and branch
- Fraud trends by sourcing channel
Security and compliance
- Data stored in India and encrypted
- Recorded applicant consent and data deletion rules
- Tamper-evident audit trail
Connects to your systems
- Your loan system can send files automatically
- Results returned without re-keying
- Secure, documented connection for your IT team
Simple billing
- Pay per file screened
- Usage visible at any time
- Monthly invoices
Request a demo
See GIX Verify on your own loan files
Tell us about your lending and we will screen a few sample files with you, set to your products and your policy.
- A walkthrough on masked sample files
- Your products, thresholds and sampling rules set up
- A pilot plan for one product or one region